CMS Price Transparency Data

X-ray, neck (cervical spine)

Facility: Navicent Health Baldwin

Billing Code: 72040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72040
Insurance Median: $50
Cash Discount Price: $100
vs. Medicare Baseline: 0.56x Medicare

The contracted insurance negotiated median rate for a X-ray, neck (cervical spine) at Navicent Health Baldwin is $50. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $100. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 0.56x the Medicare baseline. Located in 821 North Cobb Street, Milledgeville, GA.

Cash / Self-Pay

$100

Average discount available for prompt cash payment at this facility.

Insurance Median

$50

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $100 (112%)

Insurance Median: $50 (56%)

Cash: $100 (112% of Medicare)

Ins. Median: $50 (56% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$10 - $166	11%
Blue Cross Blue Shield	$10 - $150	11%
Care Source	$10 - $88	11%
Clover	$10 - $88	11%
Eon Health	$10 - $88	11%
Georgia Health Advantage	$10 - $86	11%
Humana	$10 - $170	11%
UnitedHealthcare	$10 - $162	11%
Pruitt Health	$11 - $86	12%
Alliant	$12 - $129	13%
Ambetter / Centene	$14 - $102	16%
Cigna	$23 - $154	26%
Securehealth	$26 - $74	29%
Multiplan	$130 - $160	146%
Novanet	$160	180%
Three Rivers Provider Network	$170	191%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $100.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Navicent Health Baldwin is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.