CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: The Queens Medical Center

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $3,131
Cash Discount Price: $2,550
vs. Medicare Baseline: 3.30x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at The Queens Medical Center is $3,131. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,550. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 3.30x the Medicare baseline. Located in 1301 Punchbowl St, Honolulu, HI.

Cash / Self-Pay

$2,550

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,131

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $2,550 (268%)

Insurance Median: $3,131 (330%)

Cash: $2,550 (268% of Medicare)

Ins. Median: $3,131 (330% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 330% of the Medicare baseline (a markup of 230%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Alohacare	$258 - $1,093	27%
Hmsa	$281 - $4,723	30%
UnitedHealthcare	$323 - $4,277	34%
Kaiser	$1,093 - $3,061	115%
Ohana Care	$1,093	115%
Seven Corners	$2,022	213%
Hawaii Community Health Alliance	$3,131 - $3,312	330%
Hawaii Mainland Administrators	$3,131 - $3,577	330%
Hawaii Western Management Group	$3,312	349%
Hawaii Laborers	$4,138	436%
Mdx Hawaii	$4,277	450%
University Health Alliance	$4,597	484%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,550.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The Queens Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.