CMS Price Transparency Data

Blood test, sodium

Facility: Adventist Health Castle

Billing Code: 84295 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84295
Insurance Median: $39
Cash Discount Price: $32
vs. Medicare Baseline: 8.11x Medicare

The contracted insurance negotiated median rate for a Blood test, sodium at Adventist Health Castle is $39. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $32. Compared to the federal Medicare reimbursement reference rate of $4.81, this hospital’s rate is 8.11x the Medicare baseline. Located in 640 Ulukahiki St, Kailua, HI.

Cash / Self-Pay

$32

Average discount available for prompt cash payment at this facility.

Insurance Median

$39

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.81 (100%)

Cash / Self-Pay: $32 (665%)

Insurance Median: $39 (811%)

Cash: $32 (665% of Medicare)

Ins. Median: $39 (811% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 811% of the Medicare baseline (a markup of 711%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Pacific Admin Ppo - All Plans	$3 - $7	62%
Uni Health Alliance - All Plans	$3 - $7	62%
Devoted Hlth Mcr Adv - All Plans	$5	104%
Kfh Mcr Adv	$5	104%
Medicare (plans)	$5	104%
Ohana Health Plan - All Plans	$5	104%
Multiplan Hmn - All Plans	$7	146%
UnitedHealthcare	$7	146%
Hmsa Hmo	$10	208%
Hmsa Ppo - All Other Plans	$10	208%
Alohacare Quest Mcaid - All Other Plans	$14 - $35	291%
Hwmg/Hmaa - All Plans	$43 - $103	894%
Health Alliance - All Plans	$46 - $112	956%
Mdx Hawaii Ppo - All Plans	$46 - $112	956%
Kfh - All Other Plans	$49 - $119	1019%
First Health Ppo - All Plans	$55 - $132	1143%
Medicaid / KanCare	$58 - $140	1206%
State Of Hi Nonprofit - All Plans	$102 - $245	2121%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $32.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84295.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Castle is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84295.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.