CMS Price Transparency Data

CT scan, neck (cervical spine)

Facility: Adventist Health Castle

Billing Code: 72125 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72125
Insurance Median: $1,236
Cash Discount Price: $622
vs. Medicare Baseline: 11.57x Medicare

The contracted insurance negotiated median rate for a CT scan, neck (cervical spine) at Adventist Health Castle is $1,236. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $622. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 11.57x the Medicare baseline. Located in 640 Ulukahiki St, Kailua, HI.

Cash / Self-Pay

$622

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,236

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $622 (582%)

Insurance Median: $1,236 (1157%)

Cash: $622 (582% of Medicare)

Ins. Median: $1,236 (1157% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1157% of the Medicare baseline (a markup of 1057%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Kfh Mcr Adv	$124	116%
Medicare (plans)	$124	116%
Ohana Health Plan - All Plans	$126	118%
Devoted Hlth Mcr Adv - All Plans	$130	122%
UnitedHealthcare	$195	183%
Hmsa Hmo	$389	364%
Hmsa Ppo - All Other Plans	$389	364%
Alohacare Quest Mcaid - All Other Plans	$485	454%
Pacific Admin Ppo - All Plans	$1,236	1157%
Kfh - All Other Plans	$1,360	1273%
Hwmg/Hmaa - All Plans	$1,430	1339%
Mdx Hawaii Ppo - All Plans	$1,551	1452%
Health Alliance - All Plans	$1,554	1455%
Uni Health Alliance - All Plans	$1,813	1697%
First Health Ppo - All Plans	$1,826	1710%
Medicaid / KanCare	$1,943	1819%
State Of Hi Nonprofit - All Plans	$3,400	3183%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $622.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72125.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Castle is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72125.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.