CMS Price Transparency Data

MRI, knee or other leg joint

Facility: Wilcox Memorial Hospital

Billing Code: 73721 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73721
Insurance Median: $344
Cash Discount Price: $1,241
vs. Medicare Baseline: 1.41x Medicare

The contracted insurance negotiated median rate for a MRI, knee or other leg joint at Wilcox Memorial Hospital is $344. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,241. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 1.41x the Medicare baseline. Located in 3-3420 Kuhio Highway, Lihue, HI.

Cash / Self-Pay

$1,241

Average discount available for prompt cash payment at this facility.

Insurance Median

$344

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $1,241 (509%)

Insurance Median: $344 (141%)

Cash: $1,241 (509% of Medicare)

Ins. Median: $344 (141% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Alohacare	$142 - $307	58%
Ohana	$147 - $581	60%
Mdx	$214 - $307	88%
Hmsa	$307 - $729	126%
Devoted	$321	132%
UnitedHealthcare	$396	162%
Hwmg/Hmaa	$412	169%
Pac Admin	$498	204%
Uha	$734	301%
Verdegard	$1,093	448%
Hcha	$1,654	679%
Kaiser	$1,654	679%
Multiplan	$1,654 - $1,758	679%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,241.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73721.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Wilcox Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73721.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.