CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Straub Clinic and Hospital

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70553
Insurance Median: $642
Cash Discount Price: $1,827
vs. Medicare Baseline: 1.80x Medicare

The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at Straub Clinic and Hospital is $642. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,827. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 1.80x the Medicare baseline. Located in 888 S King Street, Honolulu, HI.

Cash / Self-Pay

$1,827

Average discount available for prompt cash payment at this facility.

Insurance Median

$642

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $1,827 (513%)

Insurance Median: $642 (180%)

Cash: $1,827 (513% of Medicare)

Ins. Median: $642 (180% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ohana	$230 - $508	65%
Mdx	$324 - $423	91%
Alohacare	$423 - $893	119%
Hmsa	$423 - $1,637	119%
Devoted	$445	125%
Hwmg/Hmaa	$642	180%
UnitedHealthcare	$880	247%
Verdegard	$909	255%
Pac Admin	$1,026	288%
Calvos	$2,284	641%
Mimoh	$2,284	641%
Hcha	$2,436	683%
Kaiser	$2,436	683%
Multiplan	$2,436 - $2,588	683%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,827.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70553.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Straub Clinic and Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70553.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.