CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: North Hawaii Community Hospital, Inc

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $1,171
Cash Discount Price: $5,003
vs. Medicare Baseline: 1.23x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at North Hawaii Community Hospital, Inc is $1,171. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $5,003. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 1.23x the Medicare baseline. Located in 67 1125 Mamalahoa Highway, Kamuela, HI.

Cash / Self-Pay

$5,003

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,171

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $5,003 (527%)

Insurance Median: $1,171 (123%)

Cash: $5,003 (527% of Medicare)

Ins. Median: $1,171 (123% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Hmsa	$281 - $4,032	30%
Alohacare	$1,171	123%
Kaiser	$1,171 - $3,278	123%
Mdx Hawaii	$1,171	123%
Ohana Care	$1,171	123%
United Behavioral Health	$1,171	123%
UnitedHealthcare	$1,171 - $1,335	123%
Hawaii Laborers	$2,792	294%
Hawaii Community Health Alliance	$3,035	319%
Hawaii Mainland Administrators	$3,035	319%
University Health Alliance	$4,081	430%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $5,003.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm North Hawaii Community Hospital, Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.