CMS Price Transparency Data

Group therapy session

Facility: Trinity Muscatine

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90853
Insurance Median: $78
Cash Discount Price: $115
vs. Medicare Baseline: 0.75x Medicare

The contracted insurance negotiated median rate for a Group therapy session at Trinity Muscatine is $78. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $115. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 0.75x the Medicare baseline. Located in 1518 Mulberry Avenue, Muscatine, IA.

Cash / Self-Pay

$115

Average discount available for prompt cash payment at this facility.

Insurance Median

$78

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)

Cash / Self-Pay: $115 (111%)

Insurance Median: $78 (75%)

Cash: $115 (111% of Medicare)

Ins. Median: $78 (75% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$24 - $240	23%
Ambetter / Centene	$24 - $136	23%
Blue Cross Blue Shield	$24 - $112	23%
Health Alliance	$24 - $87	23%
Humana	$25 - $90	24%
Meridian Health Plan	$25 - $90	24%
UnitedHealthcare	$25 - $278	24%
Wellmark Uph Self-Funded	$33 - $112	32%
Health Partners Open Network	$35 - $170	34%
Bc Illinois Community	$47 - $100	45%
Medica Exchange Inspire	$52 - $178	50%
Medica Exchange Insure	$59 - $199	57%
Cigna	$60 - $266	58%
Amerigroup	$80	77%
Iowa Total Care	$80	77%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $115.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90853.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Trinity Muscatine is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90853.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.