CMS Price Transparency Data

Psychiatric evaluation (first visit)

Facility: CHI Health Mercy Council Bluffs

Billing Code: 90791 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$326

about 1.8× the $181 Medicare rate · typically $219–$326

modeled estimate · not a bill or quote

What this hospital charges insurers

$220

Below the fair price — a good deal

about $106 under the fair price · 1.2× Medicare

Medicare pays $181 Fair price $326 This hospital $220 Cash price $159 Hospital's list price $379

How we calculate the fair BaseRate →

How this hospital compares to other IA hospitals

Highest price of the 9 IA hospitals we have prices for — worth calling around.

Cheapest $113 Priciest $220

Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.

A fair price for a Psychiatric evaluation (first visit) is about $326 (about 1.8× the $181 Medicare rate). CHI Health Mercy Council Bluffs charges insurers about $220, or about $159 in cash — below the fair price — a good deal. Located in Council Bluffs, IA.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Humana AetnaCignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$139 - $337	77%
Blue Cross Blue Shieldmajor	$157	87%
Humanamajor	$157	87%
Ambetter (Centene)	$45 - $161	25%
Amerigroup	$153 - $164	84%
Medica	$157 - $347	87%
Molina	$156	86%
+ 7 smaller / regional plans	$85 - $348

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 159), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90791.

Insurance Before you use insurance

Call your insurance company to confirm CHI Health Mercy Council Bluffs is in-network.
Ask your insurer whether prior approval is required for CPT code 90791.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at CHI Health Mercy Council Bluffs

Compare: Psychiatric evaluation (first visit) at other IA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.