CMS Price Transparency Data

C-section delivery (full package)

Facility: University of Iowa Health Care Medical Center Down

Billing Code: 59510 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$3,412

about 1.4× the $2,473 Medicare rate · typically $2,589–$3,491

modeled estimate · not a bill or quote

Medicare pays $2,473 Fair price $3,412 Cash price $2,973 Hospital's list price $4,247

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna CignaHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$2,323 - $7,676	94%
Blue Cross Blue Shieldmajor	$2,176 - $3,964	88%
Aetnamajor	$2,155 - $4,904	87%
HealthPartners	$2,198 - $7,218	89%
Molina	$2,155 - $2,323	87%
Oscar Health	$5,350	216%
Sanford Health Plan	$7,218	292%
+ 10 smaller / regional plans	$2,123 - $7,473

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 2,973), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 59510.

Insurance Before you use insurance

Call your insurance company to confirm University of Iowa Health Care Medical Center Down is in-network.
Ask your insurer whether prior approval is required for CPT code 59510.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at University of Iowa Health Care Medical Center Down

Compare: C-section delivery (full package) at other IA hospitals

Mercyone North Iowa Medical Center · Mason City $775
Mercyone Waterloo Medical Center · Waterloo $775
Mercyone Clinton Medical Center · Clinton $775
CHI Health Mercy Council Bluffs · Council Bluffs $1,895
Veterans Memorial Hospital · Waukon $2,155
Waverly Health Center · Waverly $2,155
Cass County Memorial Hospital · Atlantic $2,370
Winnmed · Decorah $2,512

Insurance negotiated median for the same procedure, sorted lowest first.