CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Sartori Memorial Hospital, Inc

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $27
Cash Discount Price: $65
vs. Medicare Baseline: 1.98x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Sartori Memorial Hospital, Inc is $27. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $65. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 1.98x the Medicare baseline. Located in 515 College Street, Cedar Falls, IA.

Cash / Self-Pay

$65

Average discount available for prompt cash payment at this facility.

Insurance Median

$27

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $65 (477%)

Insurance Median: $27 (198%)

Cash: $65 (477% of Medicare)

Ins. Median: $27 (198% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$13 - $37	95%
Blue Cross Blue Shield	$13	95%
Iowa Total Care	$13	95%
Medicaid / KanCare	$13	95%
Medicare (plans)	$13 - $14	95%
Geha	$14	103%
UnitedHealthcare	$14 - $100	103%
Amish Hospital Aid	$18	132%
Oscar	$21	154%
Ambetter / Centene	$23	169%
Centivo	$23	169%
Health Choices	$24	176%
Medical Associates	$24	176%
Claimdoc	$27	198%
Nova	$27	198%
Health Partners	$33	242%
Allied Benefit Systems	$37	271%
Asr Health Benefits	$37	271%
Coventry	$37	271%
First Health	$37	271%
Lucent Health	$37	271%
Luminare Health	$37	271%
Medical Mutual	$37	271%
Meritain	$37	271%
Webtpa	$37	271%
Auxiant	$71	521%
Cigna	$71	521%
Medica	$71	521%
Midlands	$71	521%
Midlands Choice	$71	521%
Iowa Dept Of Public Health	$100	734%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $65.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Sartori Memorial Hospital, Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.