CMS Price Transparency Data

Total hip replacement

Facility: St Lukes Hospital

Billing Code: 27130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27130
Insurance Median: $4,171
Cash Discount Price: $5,006
vs. Medicare Baseline: 0.32x Medicare

The contracted insurance negotiated median rate for a Total hip replacement at St Lukes Hospital is $4,171. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $5,006. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.32x the Medicare baseline. Located in 1026 A Ave Ne, Cedar Rapids, IA.

Cash / Self-Pay

$5,006

Average discount available for prompt cash payment at this facility.

Insurance Median

$4,171

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $5,006 (38%)

Insurance Median: $4,171 (32%)

Cash: $5,006 (38% of Medicare)

Ins. Median: $4,171 (32% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$1,146 - $26,118	9%
Blue Cross Blue Shield	$1,169 - $12,167	9%
Molina	$1,169 - $12,167	9%
Amerivantage	$1,203 - $12,525	9%
Humana	$1,203 - $12,525	9%
UnitedHealthcare	$1,203 - $32,034	9%
Wellmark Uhp Self-Funded	$2,498	19%
Health Partners Open Network	$2,587 - $20,404	20%
Cigna	$3,049	23%
Amerigroup	$11,317	86%
Iowa Total Care	$11,317	86%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $5,006.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Lukes Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.