CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Methodist Jennie Edmundson

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 43239
Insurance Median: $2,136
Cash Discount Price: $1,881
vs. Medicare Baseline: 2.31x Medicare

The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at Methodist Jennie Edmundson is $2,136. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,881. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 2.31x the Medicare baseline. Located in 933 East Pierce Street, Council Bluffs, IA.

Cash / Self-Pay

$1,881

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,136

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)

Cash / Self-Pay: $1,881 (203%)

Insurance Median: $2,136 (231%)

Cash: $1,881 (203% of Medicare)

Ins. Median: $2,136 (231% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 231% of the Medicare baseline (a markup of 131%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicare (plans)	$385 - $4,468	42%
Elite Choice - Mje	$737 - $1,894	80%
UnitedHealthcare	$774 - $5,362	84%
Blue Cross Blue Shield	$793 - $5,809	86%
Ambetter / Centene	$802 - $1,921	87%
Midlands Choice	$868 - $6,256	94%
Aetna	$898 - $5,362	97%
Humana	$913	99%
Medica	$927 - $4,022	100%
Ne Furniture Mart	$1,658 - $5,362	179%
Medica Choice	$1,802 - $4,468	194%
Wellmark	$1,917 - $2,109	207%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,881.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 43239.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Methodist Jennie Edmundson is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 43239.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.