CMS Price Transparency Data

Blood test, clotting time (PT/INR)

Facility: University of Iowa Hospital & Clinics

Billing Code: 85610 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85610
Insurance Median: $52
Cash Discount Price: $59
vs. Medicare Baseline: 12.12x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PT/INR) at University of Iowa Hospital & Clinics is $52. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $59. Compared to the federal Medicare reimbursement reference rate of $4.29, this hospital’s rate is 12.12x the Medicare baseline. Located in 200 Hawkins Drive, Iowa City, IA.

Cash / Self-Pay

$59

Average discount available for prompt cash payment at this facility.

Insurance Median

$52

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.29

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.29 (100%)

Cash / Self-Pay: $59 (1375%)

Insurance Median: $52 (1212%)

Cash: $59 (1375% of Medicare)

Ins. Median: $52 (1212% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.29 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1212% of the Medicare baseline (a markup of 1112%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$4 - $76	93%
American Health Plan	$4	93%
Blue Cross Blue Shield	$4 - $48	93%
Healthpartners	$4 - $84	93%
Iowa Total Care	$4	93%
Molina Healthcare	$4	93%
UnitedHealthcare	$4 - $42	93%
Wellpoint (Amerigroup)	$4	93%
Immergrun	$17 - $25	396%
Medical Associates	$34 - $50	793%
Quad City Community Healthcare	$34 - $74	793%
Midlands Choice	$36 - $64	839%
Oscar Health	$43 - $62	1002%
Great River Health Systems	$45 - $69	1049%
Aplos Health Plan	$55 - $79	1282%
Sedgwick	$55 - $79	1282%
Global Excel	$59 - $84	1375%
Sanford Health Plan	$59 - $84	1375%
Sisco	$61 - $87	1422%
Employee Benefit Systems	$62 - $89	1445%
Healthsmart	$62 - $89	1445%
Hfn	$63 - $91	1469%
Multiplan	$63 - $91	1469%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $59.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85610.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Iowa Hospital & Clinics is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85610.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.