CMS Price Transparency Data

Blood transfusion

Facility: Mercyone Waterloo Medical Center

Billing Code: 36430 (CPT)

The BaseRate · fair price low confidence

A fair price for this

$355

about 0.8× the $451 Medicare rate · typically $74–$597

modeled estimate · not a bill or quote

What this hospital charges insurers

$451

Above the fair price

about $96 over the fair price · 1.0× Medicare

Medicare pays $451 Fair price $355 This hospital $451 Hospital's list price $1,139

How we calculate the fair BaseRate →

How this hospital compares to other IA hospitals

Highest price of the 9 IA hospitals we have prices for — worth calling around.

Cheapest $75 Priciest $451

Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.

A fair price for a Blood transfusion is about $355 (about 0.8× the $451 Medicare rate). Mercyone Waterloo Medical Center charges insurers about $451 — above the fair price. Located in Waterloo, IA.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $355. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Kaiser Permanente Humana

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$332 - $1,139	74%
Blue Cross Blue Shieldmajor	$420 - $451	93%
Aetnamajor	$416 - $1,017	92%
Cignamajor	$809	179%
Kaiser Permanentemajor	$451	100%
Ambetter (Centene)	$713	158%
GEHA	$332	74%
HealthPartners	$747	166%
Medica	$809	179%
Medical Mutual	$1,017	226%
Oscar Health	$651	144%
+ 20 smaller / regional plans	$268 - $1,139

Government programs also on file: Medicare, Medicaid.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 36430.

Insurance Before you use insurance

Call your insurance company to confirm Mercyone Waterloo Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 36430.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Mercyone Waterloo Medical Center

Compare: Blood transfusion at other IA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.