CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Mercyone Dubuque Medical Center

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 43239
Insurance Median: $143
Cash Discount Price: $6,645
vs. Medicare Baseline: 0.15x Medicare

The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at Mercyone Dubuque Medical Center is $143. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $6,645. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 0.15x the Medicare baseline. Located in 250 Mercy Drive, Dubuque, IA.

Cash / Self-Pay

$6,645

Average discount available for prompt cash payment at this facility.

Insurance Median

$143

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)

Cash / Self-Pay: $6,645 (717%)

Insurance Median: $143 (15%)

Cash: $6,645 (717% of Medicare)

Ins. Median: $143 (15% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Iowa Dept Of Public Health	$126	14%
Stephenson Cty Health	$143	15%
Iowa Total Care	$1,722	186%
Medicaid / KanCare	$1,738 - $1,745	188%
Aetna	$1,869	202%
Medicare (plans)	$1,869 - $1,946	202%
Blue Cross Blue Shield	$1,888	204%
UnitedHealthcare	$1,907	206%
Amish Hospital Aid	$2,537	274%
Oscar	$2,602	281%
Centivo	$2,987	322%
Ambetter / Centene	$3,205	346%
Claimdoc	$3,834	414%
Nova	$3,834	414%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $6,645.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 43239.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mercyone Dubuque Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 43239.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.