CMS Price Transparency Data

Heart stent placement (inpatient stay)

Facility: Mercyone Des Moines Medical Center

Billing Code: 322 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 322
Insurance Median: $12,806
Cash Discount Price: $90,272
vs. Medicare Baseline: 1.00x Medicare

The contracted insurance negotiated median rate for a Heart stent placement (inpatient stay) at Mercyone Des Moines Medical Center is $12,806. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $90,272. Compared to the federal Medicare reimbursement reference rate of $12,807.1, this hospital’s rate is 1.00x the Medicare baseline. Located in 1111 6Th Ave, Des Moines, IA.

Cash / Self-Pay

$90,272

Average discount available for prompt cash payment at this facility.

Insurance Median

$12,806

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$12,807.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $12,807.1 (100%)

Cash / Self-Pay: $90,272 (705%)

Insurance Median: $12,806 (100%)

Cash: $90,272 (705% of Medicare)

Ins. Median: $12,806 (100% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $12,807.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Iowa Total Care	$11,776	92%
Medicaid / KanCare	$11,892 - $11,938	93%
Auxiant	$12,105	95%
Medica	$12,105	95%
Midlands	$12,105	95%
Midlands Choice	$12,105	95%
Aetna	$12,616	99%
Medicare (plans)	$12,616 - $13,131	99%
Blue Cross Blue Shield	$12,743	99%
UnitedHealthcare	$12,869 - $23,737	100%
Oscar	$16,569	129%
Amish Hospital Aid	$17,122	134%
Centivo	$20,315	159%
Geha	$21,322	166%
Ambetter / Centene	$21,628	169%
Claimdoc	$25,876	202%
Nova	$25,876	202%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $90,272.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 322.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mercyone Des Moines Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 322.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.