CMS Price Transparency Data

CT scan, head (with contrast)

Facility: Spencer Municipal Hospital

Billing Code: 70460 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$382

about 2.1× the $179 Medicare rate · typically $281–$526

modeled estimate · not a bill or quote

What this hospital charges insurers

$534

Above the fair price

about $152 over the fair price · 3.0× Medicare

Medicare pays $179 Fair price $382 This hospital $534 Cash price $931 Hospital's list price $1,241

How we calculate the fair BaseRate →

How this hospital compares to other IA hospitals

Highest price of the 9 IA hospitals we have prices for — worth calling around.

Cheapest $50 Priciest $534

Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.

A fair price for a CT scan, head (with contrast) is about $382 (about 2.1× the $179 Medicare rate). Spencer Municipal Hospital charges insurers about $534, or about $931 in cash — above the fair price. Located in Spencer, IA.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $382. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$157 - $1,117	88%
Blue Cross Blue Shieldmajor	$910	508%
Aetnamajor	$1,117	623%
Humanamajor	$159 - $1,179	89%
HealthPartners	$993	554%
Sanford Health Plan	$1,179	658%
+ 2 smaller / regional plans	$1,179

Government programs also on file: Medicare, Medicaid.

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 931), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 70460.

Insurance Before you use insurance

Call your insurance company to confirm Spencer Municipal Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 70460.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Spencer Municipal Hospital

Compare: CT scan, head (with contrast) at other IA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.