CMS Price Transparency Data

MRI, knee or other leg joint

Facility: Finley Hospital

Billing Code: 73721 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73721
Insurance Median: $240
Cash Discount Price: $552
vs. Medicare Baseline: 0.98x Medicare

The contracted insurance negotiated median rate for a MRI, knee or other leg joint at Finley Hospital is $240. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $552. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 0.98x the Medicare baseline. Located in 350 North Grandview Avenue, Dubuque, IA.

Cash / Self-Pay

$552

Average discount available for prompt cash payment at this facility.

Insurance Median

$240

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $552 (226%)

Insurance Median: $240 (98%)

Cash: $552 (226% of Medicare)

Ins. Median: $240 (98% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$59 - $764	24%
Blue Cross Blue Shield	$61 - $542	25%
Molina	$61 - $236	25%
Amerivantage	$62 - $243	25%
Humana	$62 - $243	25%
Meridian	$62 - $268	25%
UnitedHealthcare	$62 - $510	25%
Medical Associates Health Plan	$89 - $383	37%
Cigna	$126 - $1,082	52%
Health Partners Open Network	$131 - $541	54%
Bc Illinois Community	$135 - $1,048	55%
Wellmark Uph Self-Funded	$142 - $461	58%
Dean Health Plan	$185 - $1,640	76%
Amerigroup	$213	87%
Iowa Total Care	$213	87%
Medica Exchange Inspire	$754	309%
Medica Exchange Insure	$844	346%
Quartz Health	$1,640	673%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $552.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73721.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Finley Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73721.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.