CMS Price Transparency Data

Orthotic fitting and training

Facility: Finley Hospital

Billing Code: 97760 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97760
Insurance Median: $49
Cash Discount Price: $92
vs. Medicare Baseline: 1.06x Medicare

The contracted insurance negotiated median rate for a Orthotic fitting and training at Finley Hospital is $49. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $92. Compared to the federal Medicare reimbursement reference rate of $46.09, this hospital’s rate is 1.06x the Medicare baseline. Located in 350 North Grandview Avenue, Dubuque, IA.

Cash / Self-Pay

$92

Average discount available for prompt cash payment at this facility.

Insurance Median

$49

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$46.09

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $46.09 (100%)

Cash / Self-Pay: $92 (200%)

Insurance Median: $49 (106%)

Cash: $92 (200% of Medicare)

Ins. Median: $49 (106% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $46.09 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medica Exchange Inspire	$42	91%
Aetna	$43 - $57	93%
Blue Cross Blue Shield	$44 - $70	95%
Molina	$44	95%
Amerivantage	$45	98%
Humana	$45	98%
Meridian	$45 - $50	98%
UnitedHealthcare	$45 - $51	98%
Health Partners Open Network	$47 - $65	102%
Medica Exchange Insure	$47	102%
Bc Illinois Community	$48 - $135	104%
Cigna	$61 - $73	132%
Wellmark Uph Self-Funded	$70	152%
Medical Associates Health Plan	$76 - $80	165%
Dean Health Plan	$92 - $99	200%
Quartz Health	$92	200%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $92.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97760.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Finley Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97760.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.