CMS Price Transparency Data

X-ray, chest (single view)

Facility: Finley Hospital

Billing Code: 71045 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71045
Insurance Median: $31
Cash Discount Price: $48
vs. Medicare Baseline: 0.35x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (single view) at Finley Hospital is $31. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $48. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 0.35x the Medicare baseline. Located in 350 North Grandview Avenue, Dubuque, IA.

Cash / Self-Pay

$48

Average discount available for prompt cash payment at this facility.

Insurance Median

$31

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $48 (54%)

Insurance Median: $31 (35%)

Cash: $48 (54% of Medicare)

Ins. Median: $31 (35% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$8 - $203	9%
Amerivantage	$8 - $89	9%
Blue Cross Blue Shield	$8 - $86	9%
Humana	$8 - $89	9%
Meridian	$8 - $98	9%
Molina	$8 - $86	9%
UnitedHealthcare	$8 - $186	9%
Medical Associates Health Plan	$12 - $47	13%
Wellmark Uph Self-Funded	$15 - $44	17%
Cigna	$16 - $126	18%
Dean Health Plan	$19 - $191	21%
Health Partners Open Network	$19 - $161	21%
Bc Illinois Community	$20 - $76	22%
Amerigroup	$77	87%
Iowa Total Care	$77	87%
Medica Exchange Inspire	$88	99%
Medica Exchange Insure	$98	110%
Quartz Health	$191	215%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $48.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71045.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Finley Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71045.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.