CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: St Lukes Regional Medical Center

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $14
Cash Discount Price: $64
vs. Medicare Baseline: 1.03x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at St Lukes Regional Medical Center is $14. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $64. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 1.03x the Medicare baseline. Located in 2720 Stone Park Boulevard, Sioux City, IA.

Cash / Self-Pay

$64

Average discount available for prompt cash payment at this facility.

Insurance Median

$14

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $64 (470%)

Insurance Median: $14 (103%)

Cash: $64 (470% of Medicare)

Ins. Median: $14 (103% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$8 - $14	59%
Nebraska Total Care	$11 - $21	81%
Aetna	$14 - $26	103%
Amerivantage	$14	103%
Blue Cross Blue Shield	$14	103%
Humana	$14	103%
Molina	$14	103%
Wellmark Uph Self-Funded	$14	103%
Cigna	$18 - $51	132%
Health Partners Open Network	$21 - $27	154%
Medica Exchange Inspire	$41	301%
Medica Exchange Insure	$46	337%
Avera Health Plan	$52	382%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $64.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Lukes Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.