CMS Price Transparency Data

C-section delivery (full package)

Facility: St Lukes Regional Medical Center

Billing Code: 59510 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$3,325

about 1.3× the $2,473 Medicare rate · typically $2,527–$3,839

modeled estimate · not a bill or quote

What this hospital charges insurers

$3,427

About the fair price

about $102 over the fair price · 1.4× Medicare

Medicare pays $2,473 Fair price $3,325 This hospital $3,427 Cash price $4,739 Hospital's list price $5,924

How we calculate the fair BaseRate →

How this hospital compares to other IA hospitals

Highest price of the 9 IA hospitals we have prices for — worth calling around.

Cheapest $775 Priciest $3,427

Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.

A fair price for a C-section delivery (full package) is about $3,325 (about 1.3× the $2,473 Medicare rate). St Lukes Regional Medical Center charges insurers about $3,427, or about $4,739 in cash — about the fair price. Located in Sioux City, IA.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$2,439 - $5,924	99%
Blue Cross Blue Shieldmajor	$2,369 - $3,964	96%
Aetnamajor	$2,323 - $4,577	94%
Cignamajor	$5,893	238%
Humanamajor	$2,439	99%
HealthPartners	$3,666	148%
Molina	$2,369	96%
+ 3 smaller / regional plans	$1,540 - $3,484

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 4,739), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 59510.

Insurance Before you use insurance

Call your insurance company to confirm St Lukes Regional Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 59510.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at St Lukes Regional Medical Center

Compare: C-section delivery (full package) at other IA hospitals

Mercyone North Iowa Medical Center · Mason City $775
Mercyone Waterloo Medical Center · Waterloo $775
Mercyone Clinton Medical Center · Clinton $775
CHI Health Mercy Council Bluffs · Council Bluffs $1,895
Veterans Memorial Hospital · Waukon $2,155
Waverly Health Center · Waverly $2,155
Cass County Memorial Hospital · Atlantic $2,370
Winnmed · Decorah $2,512

Insurance negotiated median for the same procedure, sorted lowest first.