CMS Price Transparency Data

Cataract surgery with lens implant

Facility: Grinnell Regional Medical Center

Billing Code: 66984 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 66984
Insurance Median: $1,398
Cash Discount Price: $2,036
vs. Medicare Baseline: 0.59x Medicare

The contracted insurance negotiated median rate for a Cataract surgery with lens implant at Grinnell Regional Medical Center is $1,398. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,036. Compared to the federal Medicare reimbursement reference rate of $2,357.81, this hospital’s rate is 0.59x the Medicare baseline. Located in 210 Fourth Avenue, Grinnell, IA.

Cash / Self-Pay

$2,036

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,398

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,357.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,357.81 (100%)

Cash / Self-Pay: $2,036 (86%)

Insurance Median: $1,398 (59%)

Cash: $2,036 (86% of Medicare)

Ins. Median: $1,398 (59% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,357.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$489 - $2,171	21%
Blue Cross Blue Shield	$499 - $2,171	21%
Molina	$499 - $2,171	21%
Amerivantage	$513 - $2,235	22%
Humana	$513 - $2,235	22%
UnitedHealthcare	$513 - $2,235	22%
Wellmark Uph Self-Funded	$1,017	43%
Health Partners Open Network	$1,222	52%
Cigna	$1,312	56%
Amerigroup	$2,269	96%
Iowa Total Care	$2,269	96%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,036.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 66984.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Grinnell Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 66984.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.