CMS Price Transparency Data

CT scan, sinuses

Facility: Grinnell Regional Medical Center

Billing Code: 70486 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70486
Insurance Median: $119
Cash Discount Price: $340
vs. Medicare Baseline: 1.11x Medicare

The contracted insurance negotiated median rate for a CT scan, sinuses at Grinnell Regional Medical Center is $119. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $340. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 1.11x the Medicare baseline. Located in 210 Fourth Avenue, Grinnell, IA.

Cash / Self-Pay

$340

Average discount available for prompt cash payment at this facility.

Insurance Median

$119

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $340 (318%)

Insurance Median: $119 (111%)

Cash: $340 (318% of Medicare)

Ins. Median: $119 (111% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$38 - $1,592	36%
Blue Cross Blue Shield	$38 - $294	36%
Molina	$38 - $119	36%
Amerivantage	$39 - $123	37%
Humana	$39 - $123	37%
UnitedHealthcare	$39 - $1,207	37%
Wellmark Uph Self-Funded	$78 - $250	73%
Cigna	$79 - $1,035	74%
Health Partners Open Network	$88 - $524	82%
Amerigroup	$106	99%
Iowa Total Care	$106	99%
Medica Exchange Inspire	$597	559%
Medica Exchange Insure	$668	625%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $340.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70486.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Grinnell Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70486.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.