CMS Price Transparency Data

Blood transfusion

Facility: Iowa Specialty Hospital - Belmond

Billing Code: 36430 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 36430
Insurance Median: $965
Cash Discount Price: $856
vs. Medicare Baseline: 2.14x Medicare

The contracted insurance negotiated median rate for a Blood transfusion at Iowa Specialty Hospital - Belmond is $965. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $856. Compared to the federal Medicare reimbursement reference rate of $450.73, this hospital’s rate is 2.14x the Medicare baseline. Located in 403 First Street Se, Belmond, IA.

Cash / Self-Pay

$856

Average discount available for prompt cash payment at this facility.

Insurance Median

$965

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$450.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $450.73 (100%)

Cash / Self-Pay: $856 (190%)

Insurance Median: $965 (214%)

Cash: $856 (190% of Medicare)

Ins. Median: $965 (214% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $450.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 214% of the Medicare baseline (a markup of 114%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$346 - $1,658	77%
Tricare	$346 - $558	77%
Triwest Va Choice And Pc3-All Plans	$346 - $558	77%
UnitedHealthcare	$346 - $1,527	77%
Wellmark Hmo	$455	101%
Wellmark Ppo-All Other Plans	$500	111%
Healthscope Stellar - All Plans	$571 - $921	127%
Auxiant Clarion Schools-All Plans	$703 - $1,134	156%
Health Partners Prestage	$812 - $1,309	180%
Health Partners Ish-All Other Plans	$866 - $1,396	192%
Cigna	$1,050 - $1,693	233%
Midlands Choice-All Plans	$1,050 - $1,693	233%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $856.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 36430.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Iowa Specialty Hospital - Belmond is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 36430.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.