Colonoscopy (diagnostic)
Facility: Hancock County Health System
Billing Code: 45378 (CPT)
This hospital's typical commercial price is $267 compared to the $250 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Highest price of the 9 IA hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Colonoscopy (diagnostic) is about $250 (about 0.3× the $950 Medicare rate). Hancock County Health System charges insurers about $267, or about $802 in cash — about the fair price. Located in Britt, IA.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $153 - $306 | 16% |
| Blue Cross Blue Shieldmajor | $352 | 37% |
| Aetnamajor | $226 - $249 | 24% |
| Humanamajor | $153 | 16% |
| Oscar Health | $566 | 60% |
| + 4 smaller / regional plans | $160 - $1,016 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Hancock County Health System
Compare: Colonoscopy (diagnostic) at other IA hospitals
- Mercyone Newton Medical Center · Newton $104
- Sartori Memorial Hospital, Inc · Cedar Falls $104
- Mercyone Waterloo Medical Center · Waterloo $104
- Mercyone Clinton Medical Center · Clinton $104
- Mercyone Des Moines Medical Center · Des Moines $104
- Mercy Medical Center-New Hampton · New Hampton $104
- Mercyone Centerville Medical Center · Centerville $104
- Waverly Health Center · Waverly $153
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Hancock County Health System (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $388
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $388).
Self-Pay Cash Rate ($802) Beats Your Bill
Hancock County Health System's published 45 CFR § 180 self-pay cash rate is $802 (vs. $267 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $250 Fair BaseRate ($950 Medicare)
Your bill ($1,069) is $819 above the denoised Fair BaseRate ($250) and 1.1× the $950 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.