Blood test, creatinine (kidney)
Facility: Franklin General Hospital
Billing Code: 82565 (CPT)
- CPT Billing Code: 82565
- Insurance Median: $26
- Cash Discount Price: $54
- vs. Medicare Baseline: 5.08x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $5.12 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 508% of the Medicare baseline (a markup of 408%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $3 - $52 | 59% |
| Wellmark Hmo | $20 | 391% |
| Amerigroup Mcare | $23 - $25 | 449% |
| Medical Associates Mcare | $23 - $25 | 449% |
| Mount Carmel Hp-All Plans | $23 - $25 | 449% |
| Tricare | $23 - $25 | 449% |
| Wellmark Mcr Adv | $23 - $25 | 449% |
| Wellmark Ppo - All Other Plans | $23 | 449% |
| Ambetter / Centene | $24 - $40 | 469% |
| American Hp Iowa - All Plans | $24 - $26 | 469% |
| Amerigroup Mcaid - All Other Plans | $24 - $26 | 469% |
| Molina Mcaid - All Other Plans | $24 - $26 | 469% |
| Molina Mcare | $24 - $26 | 469% |
| Centivo - All Plans | $34 - $37 | 664% |
| Medical Ass Hosp Employer Group | $34 - $37 | 664% |
| Oscar - All Plans | $34 - $37 | 664% |
| Midlands Choice-All Plans | $40 - $43 | 781% |
| Medical Associates Hp-All Other Plans | $48 - $53 | 938% |
| Preferred Health Choices-All Plans | $48 - $53 | 938% |
| Splashlight Llc-All Plans | $48 - $53 | 938% |
| Aetna | $53 - $59 | 1035% |
| Multiplan-All Plans | $54 - $59 | 1055% |