CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Franklin General Hospital

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $67
Cash Discount Price: $101
vs. Medicare Baseline: 2.07x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Franklin General Hospital is $67. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $101. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 2.07x the Medicare baseline. Located in 1720 Central Avenue East, Hampton, IA.

Cash / Self-Pay

$101

Average discount available for prompt cash payment at this facility.

Insurance Median

$67

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $101 (312%)

Insurance Median: $67 (207%)

Cash: $101 (312% of Medicare)

Ins. Median: $67 (207% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 207% of the Medicare baseline (a markup of 107%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerigroup Mcare	$45	139%
Medical Associates Mcare	$45	139%
Mount Carmel Hp-All Plans	$45	139%
Tricare	$45	139%
UnitedHealthcare	$45 - $93	139%
Wellmark Mcr Adv	$45	139%
Ambetter / Centene	$47 - $72	145%
American Hp Iowa - All Plans	$47	145%
Amerigroup Mcaid - All Other Plans	$47	145%
Molina Mcare	$47	145%
Molina Mcaid - All Other Plans	$48	148%
Centivo - All Plans	$67	207%
Medical Ass Hosp Employer Group	$67	207%
Oscar - All Plans	$67	207%
Midlands Choice-All Plans	$78	241%
Medical Associates Hp-All Other Plans	$95	293%
Preferred Health Choices-All Plans	$95	293%
Splashlight Llc-All Plans	$95	293%
Aetna	$104 - $106	321%
Multiplan-All Plans	$106	327%
Wellmark Hmo	$121	373%
Wellmark Ppo - All Other Plans	$133	410%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $101.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Franklin General Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.