Psychotherapy session (45 minutes)
Facility: Franklin General Hospital
Billing Code: 90834 (CPT)
This hospital's typical commercial price is $218 compared to the $194 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Highest price of the 9 IA hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.
A fair price for a Psychotherapy session (45 minutes) is about $194 (about 1.1× the $181 Medicare rate). Franklin General Hospital charges insurers about $218, or about $441 in cash — about the fair price. Located in Hampton, IA.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
2 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| Blue Cross Blue Shieldmajor | $198 - $208 | 109% |
| Aetnamajor | $456 - $466 | 251% |
| Ambetter (Centene) | $206 - $314 | 114% |
| Amerigroup | $198 - $222 | 109% |
| Molina | $204 - $223 | 112% |
| Oscar Health | $294 | 162% |
| + 7 smaller / regional plans | $196 - $416 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Franklin General Hospital
Compare: Psychotherapy session (45 minutes) at other IA hospitals
- Mercyone Waterloo Medical Center · Waterloo $83
- Mercyone Des Moines Medical Center · Des Moines $83
- Community Memorial Hospital Medical Center · Sumner $88
- Mercyone North Iowa Medical Center · Mason City $89
- Greene County Medical Center · Jefferson $90
- Waverly Health Center · Waverly $91
- Washington County Hospital and Clinics · Washington $94
- Winnmed · Decorah $97
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Franklin General Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $178
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $178).
Self-Pay Cash Rate ($441) Beats Your Bill
Franklin General Hospital's published 45 CFR § 180 self-pay cash rate is $441 (vs. $218 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $194 Fair BaseRate ($181 Medicare)
Your bill ($490) is $296 above the denoised Fair BaseRate ($194) and 2.7× the $181 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.