CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: CHI Health Missouri Valley

Billing Code: 72148 (CPT)

The BaseRate · fair price low confidence

A fair price for this

$713

about 2.9× the $244 Medicare rate · typically $357–$4,735

modeled estimate · not a bill or quote

Medicare pays $244 Fair price $713 Cash price $2,286 Hospital's list price $4,665

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Humana AetnaCignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,633 - $4,478	670%
Blue Cross Blue Shieldmajor	$1,903 - $4,432	781%
Humanamajor	$1,633	670%
Ambetter (Centene)	$1,665	683%
Amerigroup	$1,714 - $2,046	703%
Medica	$1,633 - $4,478	670%
Molina	$2,086	856%
+ 9 smaller / regional plans	$1,633 - $4,478

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 2,286), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm CHI Health Missouri Valley is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at CHI Health Missouri Valley

Compare: MRI, lower back (no contrast) at other IA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.