CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Adair County Memorial Hospital

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 43239
Insurance Median: $2,176
Cash Discount Price: $2,676
vs. Medicare Baseline: 2.35x Medicare

The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at Adair County Memorial Hospital is $2,176. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,676. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 2.35x the Medicare baseline. Located in 609 Se Kent, Greenfield, IA.

Cash / Self-Pay

$2,676

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,176

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)

Cash / Self-Pay: $2,676 (289%)

Insurance Median: $2,176 (235%)

Cash: $2,676 (289% of Medicare)

Ins. Median: $2,176 (235% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 235% of the Medicare baseline (a markup of 135%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$115 - $3,860	12%
Centivo-All Plans	$207 - $4,053	22%
Mahp-All Plans	$219 - $3,619	24%
Wellmark Hmo	$273 - $2,157	29%
Midlands Choice-All Plans	$288 - $4,680	31%
Wellmark Ppo - All Other Plans	$303 - $2,157	33%
Aetna	$1,502 - $3,136	162%
Geha-All Plans	$2,194 - $4,584	237%
Iowa Total Care-All Plans	$2,356 - $2,805	254%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,676.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 43239.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adair County Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 43239.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.