CMS Price Transparency Data

Total knee replacement

Facility: Guthrie County Hospital

Billing Code: 27447 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27447
Insurance Median: $1,066
Cash Discount Price: $4,106
vs. Medicare Baseline: 0.08x Medicare

The contracted insurance negotiated median rate for a Total knee replacement at Guthrie County Hospital is $1,066. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,106. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.08x the Medicare baseline. Located in 710 North 12Th Street, Guthrie Center, IA.

Cash / Self-Pay

$4,106

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,066

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $4,106 (31%)

Insurance Median: $1,066 (8%)

Cash: $4,106 (31% of Medicare)

Ins. Median: $1,066 (8% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$1,046 - $4,106	8%
Ambetter / Centene	$1,046	8%
Health Partners Med Adv	$1,046	8%
Iowa Total Care Direct - All Other Plans	$1,046	8%
Iowa Total Care Mcr	$1,046	8%
Wellmark Hmo	$2,344	18%
Health Partners - All Other Plans	$2,423	18%
Midlands Choice Profee Only-All Plans	$2,729	21%
Wellmark Ppo-All Other Plans	$2,780	21%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $4,106.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27447.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Guthrie County Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27447.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.