CMS Price Transparency Data

Blood antibody screen

Facility: Gundersen Palmer Lutheran Hospital and Clinics

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $60
Cash Discount Price: $63
vs. Medicare Baseline: 1.13x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at Gundersen Palmer Lutheran Hospital and Clinics is $60. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $63. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 1.13x the Medicare baseline. Located in 112 Jefferson Street, West Union, IA.

Cash / Self-Pay

$63

Average discount available for prompt cash payment at this facility.

Insurance Median

$60

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $63 (118%)

Insurance Median: $60 (113%)

Cash: $63 (118% of Medicare)

Ins. Median: $60 (113% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerigroup	$2 - $58	4%
Molina Health	$2	4%
Wellmark	$8 - $93	15%
Health Partners	$56 - $99	105%
UnitedHealthcare	$56 - $58	105%
Humana	$58	109%
Iowa Total Care	$58	109%
Managed Health Service	$58	109%
Ucare	$58 - $90	109%
Quartz	$61	115%
Alliance	$90 - $106	169%
Medical Associates	$90	169%
Aspirus Arise Health	$93	175%
Multiplan/Healtheos	$99 - $104	186%
Coventry Health Care	$106	199%
Midland Choice	$109	205%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $63.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Gundersen Palmer Lutheran Hospital and Clinics is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.