CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Gundersen Palmer Lutheran Hospital and Clinics

Billing Code: 99203 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$135

about 1.1× the $118 Medicare rate · typically $79–$254

modeled estimate · not a bill or quote

What this hospital charges insurers

$213

Above the fair price

about $78 over the fair price · 1.8× Medicare

Medicare pays $118 Fair price $135 This hospital $213 Cash price $120 Hospital's list price $213

How we calculate the fair BaseRate →

How this hospital compares to other IA hospitals

Highest price of the 9 IA hospitals we have prices for — worth calling around.

Cheapest $46 Priciest $213

Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.

A fair price for a New patient office visit (30-44 min) is about $135 (about 1.1× the $118 Medicare rate). Gundersen Palmer Lutheran Hospital and Clinics charges insurers about $213, or about $120 in cash — above the fair price. Located in West Union, IA.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $135. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$106 - $111	90%
Blue Cross Blue Shieldmajor	$109 - $213	93%
Aetnamajor	$202	172%
Humanamajor	$111	94%
Amerigroup	$111 - $213	94%
HealthPartners	$106 - $188	90%
Molina	$213	181%
Quartz	$116	99%
UCare	$111 - $170	94%
+ 6 smaller / regional plans	$111 - $207

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 120), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 99203.

Insurance Before you use insurance

Call your insurance company to confirm Gundersen Palmer Lutheran Hospital and Clinics is in-network.
Ask your insurer whether prior approval is required for CPT code 99203.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Gundersen Palmer Lutheran Hospital and Clinics

Compare: New patient office visit (30-44 min) at other IA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.