CMS Price Transparency Data

Blood test, vitamin B12

Facility: Mercyone Elkader Medical Center

Billing Code: 82607 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 82607
  • Insurance Median: $107
  • Cash Discount Price: $95
  • vs. Medicare Baseline: 7.10x Medicare
The contracted insurance negotiated median rate for a Blood test, vitamin B12 at Mercyone Elkader Medical Center is $107. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $95. Compared to the federal Medicare reimbursement reference rate of $15.08, this hospital’s rate is 7.10x the Medicare baseline. Located in 901 Davidson Street Nw, Elkader, IA.
Cash / Self-Pay
$95

Average discount available for prompt cash payment at this facility.

Insurance Median
$107

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$15.08

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $15.08 (100%)
Cash / Self-Pay: $95 (630%)
Insurance Median: $107 (710%)
Cash: $95 (630% of Medicare)
Ins. Median: $107 (710% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $15.08 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 710% of the Medicare baseline (a markup of 610%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $75 497%
Aetna $76 - $107 504%
Medicare (plans) $77 - $79 511%
UnitedHealthcare $80 - $110 531%
Iowa Total Care $91 603%
Medicaid / KanCare $92 - $93 610%
Amish Hospital Aid $101 670%
1199 National Benefit Fund $107 710%
Allied Benefit Systems $107 710%
Asr Health Benefits $107 710%
Christian Brother Services $107 710%
Coventry $107 710%
First Health $107 710%
Lucent Health $107 710%
Luminare Health $107 710%
Medical Mutual $107 710%
Meritain $107 710%
Trustmark Small Business Benefits $107 710%
Webtpa $107 710%
Geha $110 729%
Centivo $114 756%
Health Choices $117 776%
Medical Associates $117 776%
Ambetter / Centene $128 849%
Health Partners $140 928%
Auxiant $143 948%
Cigna $143 948%
Medica $143 948%
Midlands $143 948%
Midlands Choice $143 948%
Crime Victim Assistance $146 968%
Iowa Dept Of Public Health $146 968%
Claimdoc $153 1015%
Nova $153 1015%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 901 Davidson Street Nw, Elkader, IA 52043
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Critical Access Hospitals