CMS Price Transparency Data

X-ray, lower back

Facility: Mercyone Elkader Medical Center

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 72110
  • Insurance Median: $418
  • Cash Discount Price: $369
  • vs. Medicare Baseline: 3.91x Medicare
The contracted insurance negotiated median rate for a X-ray, lower back at Mercyone Elkader Medical Center is $418. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $369. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 3.91x the Medicare baseline. Located in 901 Davidson Street Nw, Elkader, IA.
Cash / Self-Pay
$369

Average discount available for prompt cash payment at this facility.

Insurance Median
$418

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)
Cash / Self-Pay: $369 (345%)
Insurance Median: $418 (391%)
Cash: $369 (345% of Medicare)
Ins. Median: $418 (391% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 391% of the Medicare baseline (a markup of 291%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $292 273%
Aetna $295 - $418 276%
Medicare (plans) $298 - $307 279%
UnitedHealthcare $313 - $426 293%
Iowa Total Care $353 330%
Medicaid / KanCare $359 - $360 336%
Amish Hospital Aid $393 368%
1199 National Benefit Fund $418 391%
Allied Benefit Systems $418 391%
Asr Health Benefits $418 391%
Christian Brother Services $418 391%
Coventry $418 391%
First Health $418 391%
Lucent Health $418 391%
Luminare Health $418 391%
Medical Mutual $418 391%
Meritain $418 391%
Trustmark Small Business Benefits $418 391%
Webtpa $418 391%
Geha $426 399%
Centivo $443 415%
Health Choices $454 425%
Medical Associates $454 425%
Ambetter / Centene $496 464%
Health Partners $546 511%
Auxiant $557 521%
Cigna $557 521%
Medica $557 521%
Midlands $557 521%
Midlands Choice $557 521%
Crime Victim Assistance $568 532%
Iowa Dept Of Public Health $568 532%
Claimdoc $594 556%
Nova $594 556%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 901 Davidson Street Nw, Elkader, IA 52043
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Critical Access Hospitals