CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Madison County Health Care System

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 45378
  • Insurance Median: $1,329
  • Cash Discount Price: $1,642
  • vs. Medicare Baseline: 1.40x Medicare
The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Madison County Health Care System is $1,329. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,642. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 1.40x the Medicare baseline. Located in 300 West Hutchings Street, Winterset, IA.
Cash / Self-Pay
$1,642

Average discount available for prompt cash payment at this facility.

Insurance Median
$1,329

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)
Cash / Self-Pay: $1,642 (173%)
Insurance Median: $1,329 (140%)
Cash: $1,642 (173% of Medicare)
Ins. Median: $1,329 (140% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $153 - $2,008 16%
Choicecare-All Plans $153 - $2,936 16%
Medical Associates Hp - All Plans $153 - $1,329 16%
Medigold-All Plans $153 - $1,329 16%
Medimore Employee Hp - All Plans $153 - $3,028 16%
Tricare $153 - $1,329 16%
UnitedHealthcare $153 - $2,781 16%
American Hp Mcr Adv-All Plans $160 - $1,395 17%
Oscar - All Plans $264 - $1,993 28%
Blue Cross Blue Shield $350 - $2,522 37%
Midlands Choice - All Plans $396 - $3,028 42%
Madison County Sheriff-All Plans $507 - $1,545 53%
Corvel Wc-All Plans $913 - $2,781 96%
First Choice-All Plans $963 - $2,936 101%
First Health-All Plans $963 - $2,936 101%
Integrated Hp-All Plans $963 - $2,936 101%
Mutual Of Omaha-All Plans $963 - $2,936 101%
Plaines Health-All Plans $963 - $2,936 101%
Preferred Hlth Ntwork-All Plans $963 - $2,936 101%
Principal Healthcare-All Plans $963 - $2,936 101%
Usa Managed Care-All Plans $963 - $2,936 101%
Benefit Admin Of America-All Plans $1,014 - $3,090 107%
Iowa Total Care Mcaid-All Plans $1,014 - $1,452 107%
Molina Mcaid/Chip -All Plans $1,039 - $1,503 109%
Amerigroup Mcaid-All Plans $1,075 - $1,539 113%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 300 West Hutchings Street, Winterset, IA 50273
  • CMS Rating: No CMS Rating
  • Ownership Type: Government - Local
  • Hospital Type: Critical Access Hospitals