CMS Price Transparency Data

CT scan, head (no contrast)

Facility: Humboldt County Memorial Hospital

Billing Code: 70450 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70450
Insurance Median: $815
Cash Discount Price: $942
vs. Medicare Baseline: 7.63x Medicare

The contracted insurance negotiated median rate for a CT scan, head (no contrast) at Humboldt County Memorial Hospital is $815. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $942. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 7.63x the Medicare baseline. Located in 1000 North 15Th Street, Humboldt, IA.

Cash / Self-Pay

$942

Average discount available for prompt cash payment at this facility.

Insurance Median

$815

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $942 (882%)

Insurance Median: $815 (763%)

Cash: $942 (882% of Medicare)

Ins. Median: $815 (763% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 763% of the Medicare baseline (a markup of 663%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Great West	$733	686%
Aetna	$743 - $785	696%
Health Partners	$743 - $837	696%
Physicians Mutual	$753	705%
Cigna	$785	735%
Phcs	$785	735%
Blue Cross Blue Shield	$815 - $910	763%
Humana	$815 - $890	763%
Iowa Health	$815	763%
Molina	$815 - $1,046	763%
Deanhealth	$837	784%
UnitedHealthcare	$1,005	941%
Wellpoint	$1,005 - $1,046	941%
Iowa Total Care	$1,046	979%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $942.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70450.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Humboldt County Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70450.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.