Psychotherapy session (45 minutes)
Facility: Van Buren County Hospital
Billing Code: 90834 (CPT)
This hospital's typical commercial price is $105 compared to the $128 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Highest price of the 9 IA hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Psychotherapy session (45 minutes) is about $128 (about 0.7× the $181 Medicare rate). Van Buren County Hospital charges insurers about $105, or about $345 in cash — below the fair price — a good deal. Located in Keosauqua, IA.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $91 - $95 | 50% |
| Blue Cross Blue Shieldmajor | $102 - $252 | 56% |
| Aetnamajor | $90 - $649 | 50% |
| Cignamajor | $105 - $740 | 58% |
| HealthPartners | $132 - $534 | 73% |
| Oscar Health | $179 - $561 | 99% |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Van Buren County Hospital
Compare: Psychotherapy session (45 minutes) at other IA hospitals
- Mercyone Waterloo Medical Center · Waterloo $83
- Mercyone Des Moines Medical Center · Des Moines $83
- Community Memorial Hospital Medical Center · Sumner $88
- Mercyone North Iowa Medical Center · Mason City $89
- Greene County Medical Center · Jefferson $90
- Waverly Health Center · Waverly $91
- Washington County Hospital and Clinics · Washington $94
- Winnmed · Decorah $97
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Van Buren County Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $179
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $179).
Self-Pay Cash Rate ($345) Beats Your Bill
Van Buren County Hospital's published 45 CFR § 180 self-pay cash rate is $345 (vs. $105 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $128 Fair BaseRate ($181 Medicare)
Your bill ($493) is $365 above the denoised Fair BaseRate ($128) and 2.7× the $181 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.