CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Mercyone Oelwein Medical Center

Billing Code: 99203 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$135

about 1.1× the $118 Medicare rate · typically $77–$260

modeled estimate · not a bill or quote

What this hospital charges insurers

$76

Below the fair price — a good deal

about $59 under the fair price · 0.6× Medicare

Medicare pays $118 Fair price $135 This hospital $76 Cash price $164 Hospital's list price $252

How we calculate the fair BaseRate →

How this hospital compares to other IA hospitals

Highest price of the 9 IA hospitals we have prices for — worth calling around.

Cheapest $46 Priciest $76

Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.

A fair price for a New patient office visit (30-44 min) is about $135 (about 1.1× the $118 Medicare rate). Mercyone Oelwein Medical Center charges insurers about $76, or about $164 in cash — below the fair price — a good deal. Located in Oelwein, IA.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$110 - $217	94%
Blue Cross Blue Shieldmajor	$102	87%
Aetnamajor	$77 - $232	65%
Cignamajor	$247	210%
Ambetter (Centene)	$174	148%
GEHA	$217	185%
HealthPartners	$242	206%
Medica	$247	210%
Medical Mutual	$232	197%
+ 18 smaller / regional plans	$74 - $252

Government programs also on file: Medicare, Medicaid.

Excludes 4 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 164), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 99203.

Insurance Before you use insurance

Call your insurance company to confirm Mercyone Oelwein Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 99203.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Mercyone Oelwein Medical Center

Compare: New patient office visit (30-44 min) at other IA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.