CMS Price Transparency Data

Family therapy session

Facility: Waverly Health Center

Billing Code: 90847 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$137

about 0.8× the $181 Medicare rate · typically $93–$176

modeled estimate · not a bill or quote

What this hospital charges insurers

$102

Below the fair price — a good deal

about $35 under the fair price · 0.6× Medicare

Medicare pays $181 Fair price $137 This hospital $102 Cash price $257 Hospital's list price $494

How we calculate the fair BaseRate →

How this hospital compares to other IA hospitals

A typical price — 3 charge more and 5 charge less, among the 9 IA hospitals compared.

Cheapest $75 Priciest $115

Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.

A fair price for a Family therapy session is about $137 (about 0.8× the $181 Medicare rate). Waverly Health Center charges insurers about $102, or about $257 in cash — below the fair price — a good deal. Located in Waverly, IA.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna CignaHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$92 - $346	51%
Blue Cross Blue Shieldmajor	$137	76%
Aetnamajor	$420	232%
+ 4 smaller / regional plans	$102 - $343

Government programs also on file: Medicare.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 257), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90847.

Insurance Before you use insurance

Call your insurance company to confirm Waverly Health Center is in-network.
Ask your insurer whether prior approval is required for CPT code 90847.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Waverly Health Center

Compare: Family therapy session at other IA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.