CMS Price Transparency Data

X-ray, chest (single view)

Facility: Waverly Health Center

Billing Code: 71045 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71045
Insurance Median: $131
Cash Discount Price: $119
vs. Medicare Baseline: 1.47x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (single view) at Waverly Health Center is $131. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $119. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 1.47x the Medicare baseline. Located in 312 9Th Street Sw, Waverly, IA.

Cash / Self-Pay

$119

Average discount available for prompt cash payment at this facility.

Insurance Median

$131

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $119 (134%)

Insurance Median: $131 (147%)

Cash: $119 (134% of Medicare)

Ins. Median: $131 (147% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$71 - $190	80%
Choicecare Network - All Plans	$72 - $104	81%
Medicare (plans)	$80 - $117	90%
Midlands Choice Mcare	$80 - $117	90%
Wellmark Hmo	$128	144%
Hlth Partners Bridges Ntwrk	$130 - $188	146%
Hlth Partners Open Ntwrk - All Other Plans	$130 - $188	146%
Wellmark Ppo - All Other Plans	$140	157%
Aetna	$159 - $230	179%
Health Alliance-All Plans	$168 - $244	189%
Midlands Choice-All Other Plans	$168 - $244	189%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $119.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71045.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Waverly Health Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71045.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.