CMS Price Transparency Data

Inguinal hernia repair

Facility: Decatur County Hospital

Billing Code: 49505 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 49505
Insurance Median: $910
Cash Discount Price: $910
vs. Medicare Baseline: 0.25x Medicare

The contracted insurance negotiated median rate for a Inguinal hernia repair at Decatur County Hospital is $910. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $910. Compared to the federal Medicare reimbursement reference rate of $3,657.95, this hospital’s rate is 0.25x the Medicare baseline. Located in 1405 Nw Church Street, Leon, IA.

Cash / Self-Pay

$910

Average discount available for prompt cash payment at this facility.

Insurance Median

$910

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,657.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,657.95 (100%)

Cash / Self-Pay: $910 (25%)

Insurance Median: $910 (25%)

Cash: $910 (25% of Medicare)

Ins. Median: $910 (25% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$451	12%
Tricare	$451	12%
UnitedHealthcare	$451 - $966	12%
Amerigroup Mcaid-All Plans	$474	13%
Everystep Hospice-All Plans	$591	16%
Misc Commercial-All Plans	$830	23%
Rural Carrier Benefit Plan-All Plans	$875	24%
Christian Healthcare -All Plans	$910	25%
Ntca The Rural Broadband-All Plans	$966	26%
Wellmark Hmo	$975	27%
Wellmark Ppo - All Other Plans	$975	27%
Farm Bureau Financial-All Other Plans	$1,023	28%
Farm Bureau Property And Ca	$1,023	28%
Midlands Choice-All Plans	$1,079	29%
Priority Health-All Plans	$1,137	31%
Iowa Total Care Mcaid-All Plans	$1,160	32%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $910.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 49505.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Decatur County Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 49505.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.