CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Washington County Hospital and Clinics

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $144
Cash Discount Price: $248
vs. Medicare Baseline: 0.79x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at Washington County Hospital and Clinics is $144. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $248. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.79x the Medicare baseline. Located in 400 East Polk Street, Washington, IA.

Cash / Self-Pay

$248

Average discount available for prompt cash payment at this facility.

Insurance Median

$144

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $248 (137%)

Insurance Median: $144 (79%)

Cash: $248 (137% of Medicare)

Ins. Median: $144 (79% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Healthpartners Mcr Adv	$130	72%
Aetna	$132 - $154	73%
Med Assoc Mcr Adv	$132	73%
Blue Cross Blue Shield	$133 - $196	73%
Health Alliance Mcr Adv	$135	74%
Humana	$135	74%
Ia Total Care Wellcare Mcr Adv	$136	75%
Wellpoint Mcr Adv Amerigrp - All Other Plans	$136	75%
Molina Mcr Adv - All Other Plans	$138	76%
Midlands Choice - All Plans	$150	83%
Ambetter / Centene	$222	122%
Med Assoc Hlth Choices Profee Only - All Otherplan	$237	131%
Healthpartners - All Other Plans	$262	144%
Ia Total Care Mcaid	$330	182%
Medicaid / KanCare	$330	182%
Wellpoint Mcaid Amerigrp	$330	182%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $248.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Washington County Hospital and Clinics is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.