Colonoscopy with biopsy
Facility: Virginia Gay Hospital
Billing Code: 45380 (CPT)
This hospital's typical commercial price is $168 compared to the $497 fair price benchmark.
4-Star CMS clinical quality rating paired with 0.34× fair market pricing.
One of the lower prices — 4 of 8 other IA hospitals charge more for the same procedure.
Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Colonoscopy with biopsy is about $497 (about 0.4× the $1,223 Medicare rate). Virginia Gay Hospital charges insurers about $168, or about $1,102 in cash — below the fair price — a good deal. Located in Vinton, IA.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
3 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $165 | 13% |
| Aetnamajor | $484 | 40% |
| Humanamajor | $70 | 6% |
| + 3 smaller / regional plans | $168 - $317 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Virginia Gay Hospital
Compare: Colonoscopy with biopsy at other IA hospitals
- Waverly Health Center · Waverly $165
- Jefferson County Health Center · Fairfield $165
- Guthrie County Hospital · Guthrie Center $168
- Clarinda Regional Health Center · Clarinda $168
- Story County Hospital · Nevada $179
- Cass County Memorial Hospital · Atlantic $182
- Clarke County Hospital · Osceola $206
- Greene County Medical Center · Jefferson $258
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Virginia Gay Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $500
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $500).
Self-Pay Cash Rate ($1,102) Beats Your Bill
Virginia Gay Hospital's published 45 CFR § 180 self-pay cash rate is $1,102 (vs. $168 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $497 Fair BaseRate ($1,223 Medicare)
Your bill ($1,377) is $880 above the denoised Fair BaseRate ($497) and 1.1× the $1,223 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.