CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: Kossuth Regional Health Center

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 80048
  • Insurance Median: $93
  • Cash Discount Price: $98
  • vs. Medicare Baseline: 10.99x Medicare
The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at Kossuth Regional Health Center is $93. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $98. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 10.99x the Medicare baseline. Located in 1515 South Phillips Street, Algona, IA.
Cash / Self-Pay
$98

Average discount available for prompt cash payment at this facility.

Insurance Median
$93

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)
Cash / Self-Pay: $98 (1158%)
Insurance Median: $93 (1099%)
Cash: $98 (1158% of Medicare)
Ins. Median: $93 (1099% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1099% of the Medicare baseline (a markup of 999%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $10 - $11 118%
Mercy One - All Plans $46 544%
Va Ccn - All Plans $46 544%
Amerigroup Mcr Adv - All Other Plans $47 556%
Humana $47 556%
UnitedHealthcare $48 - $93 567%
Health Partners New Bus - All Other Plans $85 1005%
Midlands Choice - All Plans $85 1005%
Medical Associates - All Plans $104 1229%
Preferred Health - All Plans $104 1229%
Aetna $113 - $118 1336%
Multiplan - All Plans $116 1371%
Health Partners Exisiting Bus $118 1395%
Molina Mcaid/Chip - All Plans $125 1478%
Amerigroup Mcaid $127 1501%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1515 South Phillips Street, Algona, IA 50511
  • CMS Rating: ★☆☆☆☆
  • Ownership Type: Government - Local
  • Hospital Type: Critical Access Hospitals