CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: Knoxville Hospital & Clinics

Billing Code: 99213 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99213
Insurance Median: $78
Cash Discount Price: $59
vs. Medicare Baseline: 0.82x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (20-29 min) at Knoxville Hospital & Clinics is $78. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $59. Compared to the federal Medicare reimbursement reference rate of $95.19, this hospital’s rate is 0.82x the Medicare baseline. Located in 1002 South Lincoln Street, Knoxville, IA.

Cash / Self-Pay

$59

Average discount available for prompt cash payment at this facility.

Insurance Median

$78

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$95.19

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $95.19 (100%)

Cash / Self-Pay: $59 (62%)

Insurance Median: $78 (82%)

Cash: $59 (62% of Medicare)

Ins. Median: $78 (82% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $95.19 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$28 - $139	29%
Iowa Total Care Mcaid - All Plans	$33 - $164	35%
Molina Mcaid/Chip - All Plans	$34 - $168	36%
Amerigroup Mcaid	$35 - $172	37%
Oscar-All Plans	$55	58%
UnitedHealthcare	$55 - $63	58%
Medical Associates Health Plan-All Other Plans	$57	60%
Cigna	$78	82%
Health Partners New Bus	$78	82%
Health Partners-All Other Plans	$78	82%
Wellmark Hmo 7/1/22	$81	85%
Wellmark Ppo 7/1/22-All Other Plans	$81	85%
Midlands Choice-All Plans	$100	105%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $59.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99213.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Knoxville Hospital & Clinics is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99213.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.