CMS Price Transparency Data

C-section delivery (full package)

Facility: Shenandoah Medical Center

Billing Code: 59510 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 59510
Insurance Median: $3,762
Cash Discount Price: $3,196
vs. Medicare Baseline: 1.52x Medicare

The contracted insurance negotiated median rate for a C-section delivery (full package) at Shenandoah Medical Center is $3,762. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,196. Compared to the federal Medicare reimbursement reference rate of $2,473.27, this hospital’s rate is 1.52x the Medicare baseline. Located in 300 Pershing Avenue, Shenandoah, IA.

Cash / Self-Pay

$3,196

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,762

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,473.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,473.27 (100%)

Cash / Self-Pay: $3,196 (129%)

Insurance Median: $3,762 (152%)

Cash: $3,196 (129% of Medicare)

Ins. Median: $3,762 (152% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,473.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$1,832 - $4,917	74%
Triwest Wellmark - All Plans	$2,133	86%
Aetna	$2,155	87%
Molina Mcr - All Other Plans	$2,155	87%
Tricare	$2,155	87%
Wellcare Mcr Adv - All Plans	$2,155	87%
Midlands Choice-All Plans	$3,559	144%
Blue Cross Blue Shield	$3,964	160%
Home State Health Plan Mcaid-All Plans	$4,917	199%
Molina Mcd	$4,917	199%
Nebraska Total Care Mcaid-All Plans	$4,917	199%
Iowa Total Care Mcaid-All Plans	$4,966	201%
Amerigroup Mcaid-All Plans	$5,015	203%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,196.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 59510.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Shenandoah Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 59510.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.