CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Shenandoah Medical Center

Billing Code: 99203 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99203
Insurance Median: $175
Cash Discount Price: $124
vs. Medicare Baseline: 1.49x Medicare

The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Shenandoah Medical Center is $175. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $124. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 1.49x the Medicare baseline. Located in 300 Pershing Avenue, Shenandoah, IA.

Cash / Self-Pay

$124

Average discount available for prompt cash payment at this facility.

Insurance Median

$175

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$117.57

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $117.57 (100%)

Cash / Self-Pay: $124 (105%)

Insurance Median: $175 (149%)

Cash: $124 (105% of Medicare)

Ins. Median: $175 (149% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$57 - $234	48%
Home State Health Plan Mcaid-All Plans	$63 - $234	54%
Iowa Total Care Mcaid-All Plans	$63 - $236	54%
Molina Mcd	$63 - $234	54%
Nebraska Total Care Mcaid-All Plans	$63 - $234	54%
Amerigroup Mcaid-All Plans	$64 - $239	54%
Triwest Wellmark - All Plans	$64 - $67	54%
Aetna	$65 - $182	55%
Molina Mcr - All Other Plans	$65	55%
Tricare	$65 - $67	55%
Wellcare Mcr Adv - All Plans	$65	55%
Blue Cross Blue Shield	$116	99%
Midlands Choice-All Plans	$126 - $177	107%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $124.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99203.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Shenandoah Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99203.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.